Protecting What Matters Most Since 1941
Over 40 Years of Trust, Service, and Community
From Everyday Moments to Major Milestones—We've Got You Covered
At Overacre Insurance Agency & Manteca Insurance & Financial Services, we believe choosing insurance should feel less like guesswork—and more like guidance from someone you trust. For over 40 years, we’ve served families and businesses in Idaho and California with one goal in mind: to protect what matters most through care, clarity, and community-rooted service.
As an independent agency, we work for you—not the insurance company. That means more options, more value, and a dedicated team who’s always just a phone call (or a local visit) away.
Insurance Designed Around Real Life
We provide personal and commercial insurance tailored to your needs—from auto and home to business and workers comp. With trusted carriers and real guidance, we help you find the right coverage, every time.
Independent & Family-Owned Since 1978
We’re proud to be a second-generation agency that still believes in real conversations and lifelong relationships.
More Carriers, Better Choices
We partner with top-rated insurance companies to compare plans and create the best solution for your needs every time.