Protecting What Matters Most Since 1941

Over 40 Years of Trust, Service, and Community

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From Everyday Moments to Major Milestones—We've Got You Covered


At Overacre Insurance Agency & Manteca Insurance & Financial Services, we believe choosing insurance should feel less like guesswork—and more like guidance from someone you trust. For over 40 years, we’ve served families and businesses in Idaho and California with one goal in mind: to protect what matters most through care, clarity, and community-rooted service.


As an independent agency, we work for you—not the insurance company. That means more options, more value, and a dedicated team who’s always just a phone call (or a local visit) away.

Insurance Designed Around Real Life


We provide personal and commercial insurance tailored to your needs—from auto and home to business and workers comp. With trusted carriers and real guidance, we help you find the right coverage, every time.

Insurance That Feels Like Home, With People Who Treat You Like Family

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Independent & Family-Owned Since 1978

We’re proud to be a second-generation agency that still believes in real conversations and lifelong relationships.

More Carriers, Better Choices

We partner with top-rated insurance companies to compare plans and create the best solution for your needs every time.

Personal Support, Every Step of the Way

Need help understanding your coverage? Navigating a claim? We’re here for you with honest answers, thoughtful guidance, and real-time support.